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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Raleigh, Cary and Wake Forest real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Buying Land and New Construction >Buying New or Buying Old

New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.

Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.

New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.

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Q	What home product makes lawn mowing easier than ever?
A	The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Cindy Poole, REALTOR®, real estate agents and broker for Raleigh, Cary and Wake Forest North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Cindy Poole
York Simpson Underwood
226 Fayetteville Street
Raleigh, NC 27601
Phone: 866-912-6980
800 944 7356
919 457 8181 (cell)
866-491-8224 (fax)
Email: Cindy@CindyPoole.com
Quality Time Quality Service. This means service over and beyond the norm. Education is important to me to constantly be learning new ways to offer first class service to my clients. Specific training includes the StarPower Listing University, the SRES designation (working with the 50+ age group) the RSPS (Resort and Second-home Property Specialist) and e-PRO (the latest and greatest technology). GRI (Graduate Realtor Institute) and CRS (Certified Residential Specialist) include numerous and intense classes on a variety of subjects relating to real estate.

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